• Oxygen Fintech App: $100 Bonus for Personal Accounts, Free LLC Incorporation for Business Accounts

    Updated: 2023-06-29 20:37:35
    Oxygen is a fintech app that offers “tools and services for extraordinary entrepreneurs and business owners”, letting you have one app that easily alternates between personal and business bank accounts. Banking services are through The Bancorp Bank, Member FDIC. The app design is very modern and slick, but let’s be honest, I’m here for the […]

  • Treasury Bonds vs. TIPS vs. Lifetime Income Annuities Compared

    Updated: 2023-06-26 05:25:30
    These days, when I see an article titled The Best Current Sources of Retirement Income, I expect to be pitched some sort of options-based ETF with 12% yield or high-yield junk bonds with a 9% yield. However, this Morningstar article actually provided a reasonable comparison of three high-quality options for “guaranteed” income: Traditional US Treasury […]

  • Amazon Prime Day 2023 Early Deals: Kindle Unlimited, Audible, Music, Grubhub Extended Offers, Gift Card Promo Upcoming

    Updated: 2023-06-23 06:24:33
    Amazon Prime Day 2023 is officially on July 11th and 12th (Tuesday and Wednesday again), but as in past years, there will be a constant stream of deals during the lead up period. Here is a short, curated list of deals and other low-hanging fruit (that should hopefully offset a chunk of that membership fee). […]

  • Amazon Shop With Points Promos (Targeted): Use 1 Point, Save up to 40%

    Updated: 2023-06-15 01:09:14
    Amazon lets you “Shop with Points” using many different loyalty programs including Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou, and Discover. They also offer targeted promotions from time to time, and they seem to come back periodically even if you’ve used them before. I recommend quickly clicking on each of the links below […]

  • Homebuying Struggles: Low Inventory, High Prices, Highest Ever Mortgage Payments

    Updated: 2023-06-14 06:00:38
    I definitely feel for prospective homebuyers in the current market. My parents are one of them, looking for a place in retirement. According to Redfin and Mortgage News Daily, we currently have low inventory (partially due to people with sub-6% mortgages), sticky high prices (both asking and actual sales), and the highest mortgage rates in […]

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